New Year, New Start?

Let me start by saying our tax refund cannot come soon enough.
I have some bills I have GOT to get paid off. I was hoping they didn’t go to collections and end up on our credit reports that I have been trying for a year to improve… but I got to thinking after a year [...]

Merry Christmas!

Ok…  finally I have just decided to let the bad stuff roll off my back.
Today (Christmas Eve) at work DH got a ton of gift cards from employees. This is his first Christmas as management, and he’s just overcome by the way people gave him all this stuff.  Not little ones either! In fact when [...]